Vegetarian Tortilla Soup

1 onion chopped
1 bell pepper choped
3 cloves garlic, minced
1 jalapeno chopped

2 cans black beans
1 can corn
1 cup cooked brown rice

2 quarts vegetable broth
3 tbsp cumin
1 tbsp oregano
1/2 tbsp chili powder

salt to taste
lime juice

crushed tortilla strips and cheddar cheese